The private healthcare shopping dashboard
Shopping CVR
Average Call Wait Time
Online Shoppers
NPS Scores
Introduction
The Problem
Our shoppers were paying $170 more per month than private enrollees. We lost hundreds of customers every year to private enrollments.
Healthcare costs continue to skyrocket while coverage becomes less and less comprehensive. Marketplace plans were known for their ridiculous premiums and sky-high deductibles. While affordable coverage was out there, it required enrolling privately through insurance carriers.
We made private-plan shopping possible to offer affordable coverage for our shoppers.
The Kickoff
Journey map focused on cross-team collaboration and dependencies
Our largest client expected private plans to be on our platform. Our third-party shopping partners led us to believe they would have it developed, but they failed to meet our needs.
My team pivoted to identify how we could build an entire in-house shopping platform within a few months.
The private healthcare shopping dashboard MVP (2022)
Our MVP release consisted of copying the pre-existing Medicare shopping code and modifying it. It was bare-bones and required applicants to call us to enroll. At launch, our season ended with under 300 enrollments. We knew online applicants and more robust features were necessary to scale our Private plan sales.
Early Research
Graph demonstrating the percentage of private plans sold per metal tier
I held a focus group with seven agents. I received several insights regarding the current private shopping trends to help influence my design decisions.
Based on the shopping data, we chose to solely recommend private plans when silver was a good fit.
Expanding Capabilities
V1.1 of Private Shopping (2023)
We recognized that every shopper goes through different phases. They may be browsing prices and plan availability, adding providers and drugs to see coverage, diving into plan details, comparing plans, or checking out to complete their enrollment. We wanted our shopping experience to intuitively walk shoppers through each phase, allowing them to control of what they do and see.
Knowing this, we evolved our product feature set.
Continual Research
Plan tile evolution V1, V1.1, and V2
I conducted several rounds of user testing, observed numerous shoppers, and set up a Fullstory dashboard to learn about the qualitative experience and quantitative data. The consensus was healthcare is complex and there's an overwhelming amount of information.
The compare feature was missed.
There was too much information and not enough hierarchy. Shoppers didn't know where to focus.
Today's Vision
Our vision is to allow any shopper to experience exactly what they need regardless of the phase they're in.
The private shopping dashboard future design
The Outcome
Private Shopping was originally launched in fall of 2022. Since then, we've expanded our offering from a few eastern states to coverage across the entire United States. We've also taken on multiple new insurance carriers, expanding our Private Plan shopping footprint.
Key Takeaways
WTW
Global insurance service provider.
Product
Web App, Healthcare Coverage E-commerce Shopping Platform
Role
Designed the product end-to-end, conducted user research, closely collaborated with developers and external teams.
Date
August 2022 - October 2022
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